Real estate appraisal services for homeowners in the city of South Glens Falls and Saratoga County

The top reasons NY homeowners use PMG Appraisals:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge property tax assessments
Remove PMI to reduce your monthly mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate

Need help determining the price of your home in or near South Glens Falls, NY?
Contact PMG Appraisals.

At PMG Appraisals, we understand the special needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. As our client, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at PMG Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your home's price, and not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. PMG Appraisals is seasoned in helping customers just like you remove unneeded and unwanted PMI insurance.

Challenging Saratoga county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a region that is declining. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. A professional appraisal from PMG Appraisals is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. PMG Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

We Provide Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would wish to have a seasoned professional double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? PMG Appraisals offers field reviews where we go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.